Nations Home Funding Specializes in Zero Down Payment Home Mortgage Loans
by Jim McQuaig in Reston Virginia
YourMortgagePlanner.com

 

Thought You’d Missed the Refinance Boat?

   Just wanted to touch base with you as we are getting a lot of calls about whether it is still a good time to refinance. We think that sharing a current client’s scenario would help you see how it may still make sense for you to explore the possibility of refinancing.

   There is a little-known mortgage loan with an interest rate of 1.0% that is specifically designed to increase the cash flow of our clients. Recently, we were able to help a Reston family who owed $200,000 on their mortgage loan with an interest rate of 6%. The Grangers were looking to improve their cash flow to pay off the $12,000 in credit card debt they had accumulated, as well as to pay off a car loan and other minor bills. They were also looking to improve their financial picture as their 2 children get closer to
college.

   They were told by their bank that it did not make sense for them to refinance since their rate was seemingly low. Fortunately they were referred to us by a co-worker, and we met for a Free Mortgage Planning consultation. At this meeting they learned about a 4-Step Financial Plan that helped give them a specific path to financial freedom. We were able to increase their cash flow by $1,020 a month by refinancing their home, and they are now debt-free and investing for their future, as well as that of their children.

   Are you interested in saving $1,020 a month? You haven’t missed the boat yet! Our coordinator, Carmel Maddox, will schedule an appointment for a free mortgage analysis for you. Please give her a call and set the wheels in motion toward more financial freedom— 703-481-2291 ext. 111

E-mail: Carmel@NationsHomeFunding.com

or you may complete the form below:

Refinance Data

Name:

 

Co-borrower name:

Address:

 

Phone:

Daytime:

 

Evening:

 

E-Mail:

 

Your Property Type: (single family, townhouse, condo, duplex)

 

Current Property Usage: (home, rental, vacation)

 

Current Property Value:

$

Present Loan Balance:

First Mortgage:

$

Second Mortgage:

$

Current Interest Rate:

First Mortgage:

$

Second Mortgage:

$

Current Mortgage Payment:

First Mortgage:

$

Second Mortgage:

$

Current First Mortgage Loan Type: (30 yr fix, 15 yr fix, etc)

 

When did you close your current first mortgage:

 

Annual Taxes:

$

Annual Home Owners Insurance:

$

Purchase:

Price:

$

Date (Year):

 

Does your present first mortgage have a pre-payment penalty?

 

How long do you plan on owning the subject property?

 

Reason for Refinancing:

 

Social Security Numbers:

Borrower

 

Co-Borrower

 

Income

Borrower

$

Co-Borrower

$

Comments:

 

You may also Fax to 703-481-6375


Note: By submitting this form, I/we hereby authorize Nations Home Funding, Inc. to obtain an in file credit report from a credit reporting agency.  I/we also agree to allow Nations Home Funding to contact us regarding their mortgage services and products. This does not constitute in any way a commitment for a loan by Nations Home Funding, Inc.  I further acknowledge that I have read Nations Home Funding Inc.'s Privacy Notice.

 

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